Now that we are a full month into the new year, you’ve hopefully started doing some serious reflecting on your financial situation. Ideally you’ve already considered all of the lessons that were learned in 2017, as well as the areas you can reasonably improve on throughout 2018. While this self-evaluation process is by no means fun, it is extremely critical to move beyond simply creating a new year’s resolution to forming long-lasting and healthy financial habits. As was mentioned in Part 1 of this series, the end-goal should ultimately be to create S.M.A.R.T. financial goals that are: Specific; Measurable;...Read More
Author: Brian Murray
With 2018 officially here, there’s no better time to start getting your financial house in order. While most popular new year’s resolutions will center around health, weight, and fitness, improving your finances is an area that can easily get overlooked. Therefore, it’s in your best interest to start off 2018 by identifying S.M.A.R.T. financial goals, meaning those that are: Specific, Measurable, Attainable, Realistic, and Time-sensitive. Like any goal, the key to successfully completing each suggested financial move is a disciplined approach that’s tailored to your own individual strengths and weaknesses. Updating your BUDGET & SAVINGS plan Arguably the most...Read More
While many people overlook it’s price-tag, the holidays can potentially have a damaging impact on your finances. According to a recent survey from LendEdu, the average American will spend an estimated $165 preparing for the Thanksgiving holiday this year. Of this cost, nearly 41% will be spent just on travel and transportation expenses alone. With such a high propensity for spending, it’s no wonder why retailers are now using everything at their disposal to get you to their stores and websites. Though all the excessive holiday shopping that takes place this season may seem harmless, it can actually be...Read More
Money begins and ends with our mindset. Generally, we see ourselves accomplishing financial success long before it ever comes to fruition in life. Whether the goal is to pursue home ownership, start a business, or gain financial freedom, we create plans and acquire resources based on where we ultimately want to be in the future. When it comes to finances, our vision is therefore the engine that drives us on our journey toward wealth. Very rarely do you end up financially broke, rich, or anywhere in-between simply by accident. If your goals involve living debt-free, retiring early, or passing...Read More
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