Author: Brian Murray

Start Preparing Today For Education Costs Of Tomorrow

Spring is generally the peak season for celebrating the many accomplished graduates in our lives.  Whether transitioning from high school to college, or from undergraduate to graduate, we are more than willing to inspire and encourage them on the success of their journey so far. The untold story however, is that millions are now entering the unchartered territory of juggling massive student loan debt while trying to avoid not to ruin their personal credit.  So if you happen to have children or dependents this naturally poses the question: how and when should you start preparing in order to avoid...

Read More

Generational Wealth Principles For A New Generation

Most of us started developing financial habits long before we were ever aware of it. Whether it was seeing family members argue over finances or being rewarded with a cash allowance for chores, our earliest life experiences served as the foundation for how we would relate to money. As circumstances have changed throughout our lives we now have the ability to influence how those who are coming up behind us will handle their own finances. However, with this responsibility comes the complex task of teaching a social-media driven society the need for building wealth early on in life. Even...

Read More

S.M.A.R.T. Money Moves For 2018 (Part 3)

By now most people are well aware of the recent Tax Cuts and Jobs Act, the most significant U.S. tax reform in decades. Although an in-depth understanding of it is very much a work in progress, it is now critical that each of us begin planning for how these tax changes will affect our overall financial situation. Some major highlights of the recent tax reform include the elimination of personal exemptions; reduced tax rates based on income level; and the elimination of miscellaneous expense deductions. Other key changes in the new tax law which became effective for 2018 (beginning...

Read More

S.M.A.R.T. Money Moves For 2018 (Part 2)

Now that we are a full month into the new year, you’ve hopefully started doing some serious reflecting on your financial situation. Ideally you’ve already considered all of the lessons that were learned in 2017, as well as the areas you can reasonably improve on throughout 2018. While this self-evaluation process is by no means fun, it is extremely critical to move beyond simply creating a new year’s resolution to forming long-lasting and healthy financial habits. As was mentioned in Part 1 of this series, the end-goal should ultimately be to create S.M.A.R.T. financial goals that are: Specific; Measurable;...

Read More

S.M.A.R.T. Money Moves For 2018 (Part 1)

With 2018 officially here, there’s no better time to start getting your financial house in order.  While most popular new year’s resolutions will center around health, weight, and fitness, improving your finances is an area that can easily get overlooked.  Therefore, it’s in your best interest to start off 2018 by identifying S.M.A.R.T. financial goals, meaning those that are: Specific, Measurable, Attainable, Realistic, and Time-sensitive.  Like any goal, the key to successfully completing each suggested financial move is a disciplined approach that’s tailored to your own individual strengths and weaknesses. Updating your BUDGET & SAVINGS plan Arguably the most...

Read More
  • 1
  • 2

Unique Vintique Auction & Estate Sales